Corinne Adeyemi
Everything filed under corinne adeyemi, listed in full rather than as a feed.
Articles
- How to file a complaint with a regulator so it actually gets read
Agency complaints work more often than people expect, and they fail for predictable reasons: the wrong agency, a missing document, or a narrative instead of facts.
- A one person studio, three tax years, and the point the S election paid
A photographer ran the same business three years running and changed only how it was taxed. The third year saved money; the first would not have.
- Threatening a bad review, and where that stops being leverage
An honest review is protected and businesses cannot contractually stop you leaving one. A review offered in exchange for a refund is a different thing entirely.
- Why the house feels clammy in July even with the air conditioning on
An air conditioner removes humidity as a side effect of cooling. When the two jobs come apart, the house gets cold and damp at the same time.
- Four things an attorney can do that you simply cannot do yourself
Most descriptions of legal help are about expertise, which anyone can acquire slowly. The more useful distinction is the set of powers that come with the license.
- Half the year is gone. Six numbers worth pulling before July ends
The half year is the last point at which a bad trend can still be corrected before it becomes the year's result. Six figures show you where you actually are.
- Settling is not losing. The arithmetic that tells you when to take the offer
An offer on the table is a certain amount now, weighed against an uncertain amount later, minus what getting there costs. Written out, most decisions become obvious.
- Raising prices on customers who have been with you for years
The accounts that are hardest to reprice are the ones that have been on the same rate longest, which is precisely why they are the ones costing you money.
- The first forty-eight hours after a water leak, in the order they matter
What happens in two days determines whether this is a drying job or a rebuilding job. The sequence is not obvious and the expensive mistakes happen early.
- Quarterly estimated payments, worked out once and scheduled for the year
The system assumes tax is paid as income is earned. For anyone without withholding, that means four dates a year and a calculation most people redo unnecessarily.
- A demand letter is a deadline with a signature on it
It is the cheapest formal step in any dispute and the one most often written badly. Its power comes from being specific, dated, and obviously the last easy option.
- Finding an attorney who does your kind of problem all day
The difference between an attorney who handles your issue occasionally and one who handles it constantly shows up in the fee, the timeline and the result.
- Changing trades at forty, and which of your skills come with you
A mid career move between trades is not starting over, though it is often priced that way. What transfers is more than tools and less than seniority.
- Deposits, progress payments and retainage. Who is protected by each one
Three payment terms that look like variations on paying in installments. Each one exists to protect a different party against a different failure.
- Busy season starts next week. Set your prices before the phone rings
Prices set during a busy week get set by whoever is on the phone at the time. Decided in advance, they hold, and the season pays for the quiet months.
- The month the work doubled and the money ran out. A worked example
A landscaping business took on the biggest month it had ever had and ended it unable to make payroll. Both the profit figure and the bank balance were correct.
- Cloud backup or a drive on the shelf? Which one survives which disaster
The two options fail in completely different ways, which is the actual argument for having both. What matters is which failure you are protecting against.
- A breach notice landed in your inbox. What an incident responder does next
The letter tells you almost nothing useful, by design. Someone who handles these professionally reads it for three specific facts and ignores the rest.
- Nine kinds of evidence in a consumer dispute, ranked by how well they hold
People assemble the evidence that proves they were wronged. What decides a dispute is different: evidence that is dated, independent, and hard to argue about.
- Two job adverts for the same role, and why only one filled it
One advert produced ninety applications and no hire. The other produced eleven and filled the job in a fortnight. The difference was what each one refused to hide.
- January is when holiday purchases go wrong. The order to complain in
Return windows close, gifts turn out to be broken, and the free trial someone signed up for in December starts billing. Each of those has its own route.
- License, certification, card. Which credentials an employer actually checks
Four different things get called qualifications in the trades, and only one of them is legally required. Knowing which is which saves both money and time.
- W-2 or 1099 in the trades? What actually changes besides the hourly number
The offer is thirty percent more per hour and no more time sheets. The comparison only works once the costs that used to be invisible are put back on the page.
- One clogged dryer vent, four years, and the repair bill nobody expected
The dryer took two cycles instead of one. That was the only symptom, it was easy to live with, and it was the house telling them something for four years.
- Six pieces of password advice that quietly stopped being true
Most of what people were taught about passwords in the 2000s has been formally withdrawn. The replacement advice is simpler and easier to actually follow.
- Water that ends up in a basement usually started at a downspout
Interior water problems are traced back to roof drainage far more often than to foundations. The fix is usually cheap, outdoors, and takes a Saturday.
- Set your records up in October and next April takes an afternoon
The reason a tax return takes a weekend is almost never the return. It is the three months spent reconstructing a year of spending from memory and card statements.